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Daughter's marriage and studies Only 250 rupees can be opened for this account

Sukanya Samrudhi Yojna has been created by the Central Government for the parents of a daughter. The scheme was launched by Prime Minister Narendra Modi in 2015. You can go to Post Office Branch and Mori Banks to open an account. The scheme is designed to exempt daughters from marriage and study expenses. The Government is offering an annual interest of 7.6 per cent on account opening under the scheme. An account can be opened in Sukanya Samrudhi Yojna by paying only Rs. 250


Minimum Rs 250 and Maximum Rs 1.50 lakh
Under this scheme, a minimum of Rs 250 and a maximum of Rs 1.50 lakh can be deposited annually. The benefit of tax exemption can be given under Section 80C  of the Income Tax Act on investment. After the daughter reaches the age of 18, you can withdraw 50% of the total amount invested in the scheme. The full amount including interest will be refunded after completion of 21 years under this Scheme.

Up to two girls will get the benefit
Accounts can be opened up to a maximum of two girls but in case of twin children these can be opened for three girls. Under the scheme, the money has to be deposited for 14 years or 21 years from the date of opening the account. The interest rate is revised every three months as it falls into the small savings scheme category.

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At the current interest rate, if you invest Rs 1.5 lakh per annual in the scheme for 21 years, you will get Rs. 65,93,071 at an interest rate of 7.6 per cent. Money can be deposited in the account by cash, Check and demand draft.

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